Wheelchair Van Financing
Trust BraunAbility with Your Wheelchair Van Financing
BraunAbility is here to help you find a vehicle that fits you, fits your lifestyle, and last but certainly not least, fits your budget window. Affording a wheelchair accessible vehicle can seem out of reach at first glance. Let us help you get started. Download the BraunAbility Financing and Funding Guide to explore your financing options and funding resources at both state and national levels. Whether you’re just getting started or you’re ready to buy, we’re here for you every step of the way.
Download your free financing and funding guide to learn more about:
- Qualifying for a loan on a new or used wheelchair accessible vehicle
- How to apply online
- Requesting same day approval
- A state-by-state list of nonprofit funding organizations
- Veterans programs
- Manufacturer reimbursement programs
- Ideas for crowdfunding opportunities
You can watch this short video to learn some of the best ways to finance a wheelchair van. If you have any other questions, please contact the BraunAbility Finance Team by filling out the form on this page.
Before you begin shopping, it’s important to assess your budget and determine what you can reasonably afford. And, just like with unconverted vehicles, there are requirements to qualify for a loan on a new or used wheelchair accessible vehicle.
How to qualify for Wheelchair Van Financing:
1. Down Payment
Most banks will require a down payment of at least 10% at the time of purchase. If your credit scores are low (subprime), be prepared for them to request a larger down payment.
2. Monthly Payment
What monthly payment can you afford? Here’s a simple way to estimate. Multiply your gross monthly income by 36%. Your total monthly expenses should not exceed this amount.
Example: Gross monthly income $5000 multiplied by 36% = $1800
$1800 minus current monthly obligations = amount available for a monthly vehicle payment.
3. Credit Score
Good credit history can significantly lower your loan’s interest rate. Obtain a copy of your score early in your shopping research, so you can plan time to build it up if necessary. Improving even from Deep subprime to Nonprime could cut your interest rate in half. Download the BraunAbility Financing and Funding Guide to see definitions of prime and subprime credit.
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Wheelchair Van Financing 3 Easy Steps
1. Fill Out the Form Above
Start by filling out the form on this page, and a BraunAbility Finance expert will contact you to help start the application process. You will need to have ready 1) your credit information and 2) your written sales estimate for the vehicle you’ve selected from the mobility dealer.
2. Same Day Approval
Once the online application is received, BraunAbility Finance will share with third-party financing vendors to provide term and rate options – in less than 60 minutes. Our mission is to provide options that fit your budget window. Advocating on your behalf with the finance sources to provide the best solution is our priority.
3. Sign Documents
BraunAbility Finance will work directly with the BraunAbility wheelchair van dealer to provide all the necessary documents, so you can simply sign and drive away in your new BraunAbility wheelchair accessible vehicle.
BraunAbility Finance Team: One-on-One Support
With nearly 100 years of financing experience collectively, the BraunAbility Finance Team is the only dedicated financing service from a mobility manufacturer. BraunAbility Finance offers financing service designed specifically for wheelchair accessible vehicles to cover both the cost of the vehicle and of the conversion. Traditional banks and credit unions may offer financing over the vehicle, but their coverage often ends when it comes to securing financing for the accessible conversion.
We’re here to help. When you’re ready, please feel free to email, chat online, or call us at (844) 498-9800 or start with our wheelchair van FAQs.
